Dealer Stock Policy


About Dealer Stock Policy

There are many types of risk to stock that dealers and gallery owners have to consider and AXA ART addresses these with our Dealer Stock policy. This product provides cover of the stock from loss or damage, both inside and outside our clients’ premises. Assisting galleries to run daily business with fewer concerns, Dealer Stock focuses insurance on the stock itself without extra add-ons i.e. Employers Liability.

Cover is also provided for art works that may be on consignment or temporarily loaned out to other institutions. Territorial limits are agreed in advance so our clients are clear as to the extent of protection.

If there are particularly valuable pieces or special items of note, AXA ART provides the option for Agreed Value so in the event of a claim all parties know what to expect. If dealers are participating in fairs or external exhibitions, cover may be given if pre agreed by AXA ART.

From ancient art to contemporary mixed media and everything in between, AXA ART protects the precious and varied art works that make up a dealer’s stock from all types of loss or damage.

Whom It concerns

Should a dealer require insurance for the stock alone, this is the ideal product. Larger dealers may be more suited to DealerPLUS which includes extra benefits such as Employers Liability. Dealers operating on a smaller scale should ask their insurance adviser about this product.

  • Protects stock both inside and outside the gallery premises for all manner of art dealing business i.e. fairs and exhibitions.
  • If required, a free risk inspection visit can be offered on a case by case basis.
  • Providing superior customer service during a difficult time, AXA ART offer a dedicated Claims person that is a consistent contact from beginning to end of the claim.
  • Territorial limits are agreed in advance so there is clarity in the event of a claim.
  • Highly experienced underwriters that work closely with insurance advisors to ensure our clients receive the utmost care and attention to detail.

More Services

Damage Prevention

In recent years AXA ART has invested and researched heavily into the best ways to manage the storage, display and general safe-keeping of valuable and fragile works of art.


Claims Management

Our knowledge and our breadth of professional relationships enable us to react quickly and effectively to any loss.


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