Terms and conditions

Terms of Use

Please read carefully the following terms of use, which apply to all visitors to this website. By deciding to visit this website, you implicitly agree to abide by its terms.



This Website is provided by AXA Art (“AXA ART”):

Main office:
Colonia-Allee 10-20
51067 Cologne

The US branch of AXA ART is AXA Art Americas Corporation ("AXA ART"):

Main Office:
3 West 35th Street, 11th Floor
New York, NY 10001

Please note that this Website is intended for use by residents of the United States. The Website may not be applicable to residents of other countries because the law in other countries may restrict the distribution of the information and products available on this Website. For the avoidance of doubt, none of the information on this Website constitutes an offer to contract in any country in which it is available including the United States.


Some of the information available on this Website is relevant to other companies/organizations within the AXA S.A. Group which are responsible for that information.


These Terms of Use apply to your use of every part of this Website. Separate terms and conditions will apply to any websites accessible via a hypertext link from this Website.

Product Information and Product Availability


The descriptions of policy provisions in this Website provide a broad overview of coverages only. All coverages are subject to conditions, coverage limits, limits of liability, limitations, and exclusions as contained in the policy. See the policy itself for an exact description of the coverage provided. AXA ART insurance products in the United States are underwritten by AXA Insurance Company. AXA Insurance Company is licensed to write insurance in every jurisdiction in the US with the exception of American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the US Virgin Islands.



AXA ART will endeavor to ensure that this Website is accessible 24 hours a day. However, AXA ART will not be liable if, for any reason, the Website is unavailable at any time or for any period.


AXA ART will not be liable for loss or damages arising in contract, tort, or otherwise if this Website becomes unavailable or is suspended for any reason.



Information contained on this Website is provided for information purposes only and AXA ART will use all reasonable endeavors to ensure that it is accurate at the date of publication.


AXA ART does not warrant the accuracy, completeness or correctness, timeliness, or usefulness of any opinions, advice, services, merchandise or other information provided through this Website or on the internet generally.


However, because of the nature of the internet, there may be circumstances in which errors or omissions in the information may occur which are beyond the reasonable control of AXA ART Americas. Consequently, AXA ART will not be liable for loss or damages arising in contract, tort or otherwise, directly or indirectly from the use of or reliance upon any information contained on this Website.


In no event will AXA ART be liable to you or anyone else for any decision made or action taken by you or anyone else in reliance upon the information provided through this Website.



AXA ART will take all reasonable steps designed to ensure that any personal information you provide is kept secure in accordance with our Privacy Policy, which is incorporated by reference into these Terms of Use). However, because of the nature of the Internet, AXA ART cannot and does not guarantee that personal information you provide will not be intercepted by others and decrypted. Consequently your privacy cannot be guaranteed.

Website Links


This Website contains hypertext links to other websites. We provide these hyperlinks only for your convenience, and the inclusion of such links does not imply endorsement of other websites or any products, services, materials or statements contained or referred to thereon by AXA ART.


AXA ART accepts no responsibility for the content of any other website to which a hypertext link to or from this Website exists.


The responsibility for those websites is that of the parties who are identified as providing those websites and AXA ART can accept no responsibility for them, their use, or any liability to you in connection with third party websites accessible by links posted on this Website.



This website and the content are provided on an “as is” and “as available” basis and without warranties of any kind either express or implied. To the maximum extent permissible under law, axa art disclaims all representations, warranties and conditions, express or implied, including but not limited to implied warranties and conditions of merchantability, merchantable quality and fitness for a particular purpose, title, non infringement of proprietary rights, and implied warranties and conditions arising from the course of dealing or course of performance.


AXA ART does not warrant that this Website is free of viruses or technical defects of any description and will not be responsible for any technical problems arising from the use of this Website.


AXA ART reserves the right to change the content, presentation, user facilities and availability of any part of the Website at its sole discretion.


You agree that AXA ART and its subsidiaries, affiliates, directors, officers, employees, representatives, licensors and licensees shall not be liable to you for any damages of any kind arising from your use of this Website, any products, services or any hyperlinked websites or your reliance on any content. You agree that this limitation of liability is comprehensive and applies to all damages of any kind, including, but not limited to, direct, indirect, special, incidental, consequential or punitive damages.


In no event shall the AXA ART’s total liability to you for all damages, losses, and causes of action, whether in contract, tort (including but not limited to negligence) or otherwise, exceed $200.


You agree to indemnify, defend and hold harmless AXA ART and its subsidiaries, affiliates, directors, officers, employees, representatives, licensors and licensees, from any damages, losses, costs and expenses (including reasonable legal fees), incurred in connection with any: (i) claims by AXA ART or third party claim, or (ii) demand alleging or based upon your breach of this Agreement or your violation of any law or the rights of AXA ART or such third party.


AXA ART reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you hereunder only with respect to third party claims. If AXA ART assumes defense in such a situation, you shall cooperate as fully as reasonably required by us.



AXA ART or the other providers of information on this Website own the copyright and all other intellectual property rights subsisting in the database accessible via the Website and all material on this Website, including all the trade marks visible on the Website.


You are not permitted to download, redistribute or extract any information on this Website in whole or in part other than for your personal, non-commercial use.


Except as set out in Clause 23 (above), you may not reproduce, modify or in any way commercially exploit any of the information on this Website.


AXA ART welcomes any feedback, comments and suggestions you may have to improve our services and our Website (“Feedback”). You can submit Feedback to us through the contact information listed below.


When you submit your Feedback, you grant us a non-exclusive, worldwide, perpetual, irrevocable, fully-paid, royalty-free, sub-licensable and transferable license (under any and all intellectual property rights that you own or control) to use, copy, modify, create derivative works from, publicly display, transmit, communicate by telecommunication, and otherwise exploit the Feedback for any purpose.

Applicable Law


These Terms of Use and your use of this Website shall be governed by the laws of the State of New York, without giving effect to its choice of laws or conflict of law provisions, shall govern its use at all times. Should any dispute arise, the relevant parties agree that they shall irrevocably submit to the exclusive jurisdiction of state or federal courts located in New York County in the State of New York.


If any provision of these Terms of Use is found to be unlawful, void or unenforceable for any reason, that provision shall be deemed severable from the rest of these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

Amendment of Terms and Use


AXA ART may amend these Terms of Use at any time and such amendment shall apply to your use of this Website after such amendment.


Any amendments to these Terms of Use shall be effective immediately upon the posting of the modified Terms of Use on the Website or your notification of such amendments. Continuing to use our Website means you agree to be bound by the modified Terms of Use.

Contact Us


If you have any questions about these Terms of Use, or your use of the Website, please contact the AXA ART Corporate Secretary at 212-415-8402.

Our Communication With You


Subject to providing us with your express consent by checking the box and opting-in when you submit an inquiry through our website, register for our products and/or services, or sign up for our online newsletter, you consent to receiving promotional offers, including newsletters, from us. If you choose to not opt-in (e.g. by not checking the box or otherwise providing express consent), the remainder of these Terms of Use will continue to apply to your use of our Website.

You may choose not to have a unique web analytics cookie identification number assigned to your computer to avoid the aggregation and analysis of data collected on this website.

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