Private Collector Safe Deposit Box Coverage

About Private Collector Safe Deposit Box Coverage

AXA ART, along with its partner Safe Deposit Box Insurance Coverage, LLC, offers the only insurance solution that covers all legal property stored inside a safe deposit box against natural disasters and catastrophes, including theft due to burglary or robbery.

Safe deposit boxes are the best option for storing valuables and universally recommended by federal, state and local law enforcement officials, as well as organizations including FEMA, FBI, and the American Red Cross. Given the increased frequency and severity of natural disasters and other catastrophes which no vault or box can protect against, it is widely recommended that box holders maintain some level of insurance coverage. Contents kept in safe deposit boxes are not insured by any financial institution or federal agency, such as the FDIC or NCUA. Private vault facilities also do not insure their clients box contents. Storing your valuable property in a secure safe deposit box can significantly reduce your insurance costs when compared to any other option in market today.

Product highlights

  • Coverage starts with limits as low as $5000 with an annual premium of $25
  • No deductible
  • Easy, online application to quote and bind policies
  • Expert claims handling by AXA Art Americas Corporation
  • Multiple classes of covered property including: jewelry, gems, fine art, collectibles, precious metals, and coins, as well as reimbursement for the cost to replicate wills, deeds, titles, valuable documents, bonds, passports, photographs, digital storage and all other legal property
  • No appraisal required at application
  • This product is administered by Safe Deposit Box Insurance Company and underwritten by AXA Art Americas Corporation on AXA Insurance Company paper. AXA Insurance Company maintains an “A (Excellent)” Financial Strength Rating and an “a+” Issuer Credit Rating from A.M. Best. AXA Insurance Company has a financial size Category of VIII.
  • Property inside the safe deposit box is insured against loss, damage or destruction caused by: fire, flood, robbery, burglary, explosion, terrorist act, hurricane, tornado, landslide, mudslide, sinkhole, earthquake, avalanche, tidal wave, volcano and other water damage situations and natural disasters

Who is this product for?

This product is available for coverage of the contents of safe deposit boxes and vaults at FDIC and NCUA insured financial institutions and at approved SecurePlus private vaults.

Get an online quote and purchase coverage in 5 minutes or contact our partner SDBIC toll-free at 1-844-4BoxIns (1-844-426-9467) or to learn more.

About Safe Deposit Box Insurance Coverage, LLC

SDBIC was founded around one simple concept—help consumers protect their most valued possessions. They are an advocate for the use of safe storage and the leading provider of insurance solutions to help further protect consumers’ valuables. With established partnerships with 1200+ banks, credit unions and vault facilities across U.S., their unique, patented insurance solution is specifically designed to protect those possessions without compromising on confidentiality or privacy.

More Services

Damage Prevention

In recent years AXA ART has invested and researched heavily into the best ways to manage the storage, display and general safe-keeping of valuable and fragile works of art.


Claims Management

Our knowledge and our breadth of professional relationships enable us to react quickly and effectively to any loss.


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